YES PAY Lite 4.3.2

YES PAY Lite, developed by Yes Bank, is a digital wallet application designed to facilitate a range of online financial transactions. The platform primarily functions as a digital wallet that provides users with a free Rupay Virtual Card, suitable for secure e-commerce transactions across various online platforms. Additionally, the app allows users to recharge prepaid mobile numbers and settle utility bills efficiently.

Through YES PAY Lite, users can securely transfer funds to bank accounts, contacts registered within the app, and Virtual Payment Addresses (VPAs) via the Unified Payments Interface (UPI). The application also enables seamless management of the CHALO BEST Transit Card, integrating transportation payments into the platform’s offerings.

The application emphasizes security and speed, aiming to streamline small-value daily transactions while maintaining the integrity of user data and bank account statements.

Key Features:

1. RuPay Virtual Card: The wallet is linked with a free RuPay virtual card that can be used for secure online shopping on any e-commerce website or app.
2. UPI on PPI: Authorized users can utilize UPI for quick payments through Prepaid Payment Instruments (PPI), subject to KYC compliance.
3. Fund Transfers: Enables instant and secure transfers to bank accounts, mobile numbers, and VPAs using UPI.
4. Recharges: Facilitates immediate recharging of mobile numbers, DTH connections, and data cards without complications.
5. Bill Payments: Supports utility bill payments including electricity, water, gas, and others directly through the application.
6. Scan & Pay: Allows users to scan QR codes for quick merchant payments.
7. Security: Incorporates advanced security measures such as device-binding registration, login passcodes, and biometric authentication (Fingerprint or Face ID) to ensure data safety and transaction security.

The platform's user-friendly interface positions YES PAY Lite as an effective all-in-one solution for various online financial activities, maintaining a clear focus on safety and convenience throughout its features.